Terms and Conditions

1. Introduction

Welcome to Omnia Montenegro ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website (www.montenegropropertyinvestment.com), mobile applications, and related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

These Terms constitute a legally binding agreement between you and Omnia Montenegro. We reserve the right to modify these Terms at any time, with changes taking effect immediately upon posting on our website.

2. Definitions

For the purposes of these Terms:

• "Content" means text, graphics, images, audio, video, software, data compilations, and other materials
• "Property Information" means details about real estate properties, developments, and investment opportunities
• "User Content" means any content you submit, post, or transmit through our Services
• "Services" means our website, mobile applications, and related property information services
• "You" or "User" means the individual accessing or using our Services

3. Services Description

Omnia Montenegro provides property information and consultation services for real estate investment opportunities in Montenegro. Our Services include:

• Property listings and market information
• Investment guides and market analysis
• Contact forms for property inquiries
• Newsletter and market updates
• Educational content about Montenegro property investment

We act as an information provider and introduction service only. We are not a licensed real estate broker, investment advisor, or financial institution.

4. User Eligibility and Account

4.1 Eligibility

To use our Services, you must be at least 18 years old and have the legal capacity to enter into these Terms. By using our Services, you represent and warrant that you meet these requirements.

4.2 Account Registration

Some features may require account registration. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

4.3 Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

5. Use of Services

5.1 Permitted Use

You may use our Services for lawful purposes only, including:

• Researching property investment opportunities in Montenegro
• Accessing educational content and market information
• Contacting property developers through our introduction services
• Subscribing to newsletters and market updates

5.2 Prohibited Activities

You agree not to:

• Use our Services for any unlawful purpose or to solicit others to perform unlawful acts
• Violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• Infringe on or violate our intellectual property rights or the intellectual property rights of others
• Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature
• Use any robot, spider, or other automatic device to access our Services without permission
• Collect or harvest any personally identifiable information from our Services
• Impersonate any person or entity or falsely state or misrepresent your affiliation
• Submit false or misleading information through our contact forms

6. Property Information and Investment Advice

6.1 No Investment Advice

The information provided on our website is for general informational purposes only. We do not provide investment advice, financial planning, or recommendations. Property investment involves significant risks, including the potential loss of principal.

6.2 Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, completeness, or reliability of any property information, market data, or other content on our Services.

6.3 Third-Party Content

Our Services may contain information from third-party sources. We are not responsible for the accuracy or reliability of such third-party content and do not endorse or guarantee any products or services offered by third parties.

6.4 Market Conditions

Real estate markets are subject to change, and property values can fluctuate. Past performance does not guarantee future results. You should conduct your own due diligence and consult with qualified professionals before making any investment decisions.

7. User Content and Submissions

7.1 User Content License

By submitting User Content to our Services, you grant us a worldwide, non-exclusive, royalty-free license to use, display, reproduce, modify, and distribute your User Content in connection with our Services and business operations.

7.2 Content Ownership

You retain ownership of your User Content. However, by submitting content, you warrant that you have the right to grant us the license described above and that your content does not violate any third-party rights.

7.3 Content Monitoring

We reserve the right to monitor, review, and remove User Content that violates these Terms or is otherwise objectionable. However, we are not obligated to do so and assume no liability for User Content.

8. Intellectual Property Rights

8.1 Our Intellectual Property

All content, features, and functionality on our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are owned by or licensed to us and are protected by copyright, trademark, and other intellectual property laws.

8.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes. This license does not include any right to reproduce, distribute, modify, or create derivative works of our content.

8.3 Trademarks

"Omnia Montenegro" and our logos are trademarks of our company. You may not use our trademarks without prior written permission.

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

We are committed to complying with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Economic Area.

10. Disclaimers and Limitations of Liability

10.1 Service Disclaimers

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

10.2 Information Disclaimers

We do not warrant the accuracy, completeness, or reliability of any information on our Services. Property information may change without notice, and we are not responsible for any decisions made based on such information.

10.3 Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or related to your use of our Services.

Our total liability for any claim arising out of or relating to these Terms or our Services shall not exceed the amount paid by you, if any, for accessing our Services in the twelve months preceding the claim.

11. Indemnification

You agree to defend, indemnify, and hold harmless Omnia Montenegro and its officers, directors, employees, agents, and affiliates from and against any claims, actions, suits, or demands, including reasonable attorneys' fees, arising out of or relating to:

• Your use of our Services
• Your violation of these Terms
• Your violation of any third-party rights
• Any claim that your User Content caused damage to a third party

12. Termination

12.1 Termination by You

You may terminate your use of our Services at any time by ceasing to access our website and deleting any content you may have downloaded.

12.2 Termination by Us

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms.

12.3 Effect of Termination

Upon termination, your right to use our Services will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Montenegro, without regard to its conflict of law provisions.

13.2 Dispute Resolution

Any disputes arising out of or relating to these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the Montenegro Center for Commercial Arbitration (MCCA).

14. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of this page and may provide additional notice if the changes are material.

Your continued use of our Services after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using our Services.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our Services and supersede all prior agreements, understandings, or representations.

17. Contact Information

If you have any questions about these Terms, please contact us: